Did you know that most credit card companies offer a variety of perks?
Free airline tickets, repair broken stuff or protect you in an accident are just a few perks.
Here are some benefits available to cardholders, but beware-the more benefits they offer, the more your annual rate will be. Did you know you can negotiate down your APR?
Trip cancellation insurance-if you get sick and cannot take your vacation, some credit card companies will reimburse any cancellation fees.
Car rental insurance-no need to buy insurance from car rental company.
Return protection-even if the store you purchased from doesn't offer returns or your return period ended.
Extended warranty up to 1 year on gadgets-no need to purchase store or manufacturer's extended warranty.
Price protection-if the price drops on an item within 30 days, you can get a refund for the additional amount you paid.
Event insurance-if for some unforeseen reason you cannot make the big concert or event, your event insurance will refund you.
It can be worth it to take some time research credit card companies and their perks with the way you use your credit card. A higher annual fee may save you lots in the long run.
Call your credit card company and ask them to send you a list of their perks.
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